Industries Served — Javitch, Block & Rathbone

Our clients, large or small, local or world-wide, know that our goal is to help them reach theirs. JB&R’s clientele covers a vast array of industries; find yours below and discover how JB&R can help you.

Select an Industry

Collection Agency - Commercial

While a commercial collection agency has the power to pursue debt collection matters, it needs to be aware of the legal responsibilities it has in the actual collection of monies, including the sale of goods, unpaid loans, repossessions and other matters. As companies continue to face the most challenging times for their clients in recovering receivables, the commercial collection agency needs to partner with law firms to affect the best recovery processes. Your clients’ very existence may depend upon that fact.

Accounting firms

Professional Services firms are facing tremendous accounts receivables issues. Some managers of professional services firms have even stated that they feel lucky to collect half of what they bill to their clients. As the business market continues to decline, firms want to keep their clients. However, they are often conflicted because client centricity does not allow for the firm members to argue over payment of fees. Solutions are needed to mitigate the issues associated with clients not paying their bills, disputing their contracts, or even filing bankruptcy.

Collection Agency - Retail

Collection of retail and medical debt by collection agencies continues to expand as the amount of unpaid debt by consumers continues to skyrocket. In these unprecedented times of large growth, diminishing returns, lower liquidation rates, and high unemployment, collection agencies need more than ever to consider both compliance needs and a more effective partnership with the legal process.

Banks

Credit losses, volatility in market prices, operational failures, liquidity shortages, and regulatory matters, as well as other financial matters, are risks banks face daily. Solutions are needed to mitigate these risks to maintain the health of the financial institution. Charge-offs need not equate to losses. Recovery of charged-off dollars and collateral creates immediate bottom-line health to the balance sheet.

Commercial businesses

Companies are facing tremendous accounts receivables issues. As the business market continues to decline, companies want to keep their clients. However, they are often conflicted because client centricity does not allow for the company leaders to argue over payment of receivables. Solutions are needed to mitigate the issues associated with clients not paying their bills, disputing their contracts, or even filing bankruptcy. In addition, as every company continues to push costs down the line to every vendor they can, contract disputes are becoming a common method of declaring payment “not really due”.

Credit card companies

Credit losses, volatility in market prices, operational failures, liquidity shortages, and regulatory matters, as well as other financial matters, are risks credit card companies face daily. Solutions are needed to mitigate these risks to maintain the health of the organization. Charge-offs need not equate to losses. Recovery of charged-off dollars creates immediate bottom-line health to the balance sheet.

Credit unions

Credit losses, volatility in market prices, operational failures, liquidity shortages, and regulatory matters, as well as other financial matters, are risks credit unions face daily. Solutions are needed to mitigate these risks to maintain the health of the institution. Charge-offs need not equate to losses. Recovery of charged-off dollars and collateral creates immediate bottom-line health to the balance sheet.

Debt buyers

With statute of limitations issues and continuing high unemployment, the best method for debt buyers to make their profit margins is to have an aggressive legal strategy.

Education institutions

Educational institutions are now constantly faced with assisting their students in some financial way. Aside from government-backed student loans, private and public institutions are required to help their financially-strapped students by making loans to them or allowing them to come up with payment over time. Needless to say, they do not all pay. Yet, these institutions need every dollar they can to stay in existence.

Equipment - Leasing

Credit losses, volatility in market prices, operational failures, liquidity shortages, and regulatory matters, as well as other financial matters, are risks equipment leasing companies face daily. Solutions are needed to mitigate these risks to maintain the health of the company. Defaults need not equate to losses. Recovery of charged-off dollars and collateral creates immediate bottom-line health to the balance sheet.

Equipment - Rental

Credit losses, volatility in market prices, operational failures, liquidity shortages, and regulatory matters, as well as other financial matters, are risks equipment rental companies face daily. Solutions are needed to mitigate these risks to maintain the health of the company. Defaults need not equate to losses. Recovery of charged-off dollars and collateral creates immediate bottom-line health to the balance sheet.

Finance companies

Credit losses, volatility in market prices, operational failures, liquidity shortages, and regulatory matters, as well as other financial matters, are risks finance companies face daily. Solutions are needed to mitigate these risks to maintain the health of the company. Charge-offs need not equate to losses. Recovery of charged-off dollars and collateral creates immediate bottom-line health to the balance sheet.

Insurance companies

More and more carriers are realizing that subrogation provides an opportunity to shift the risk of claim loss to those responsible for the loss. This process creates a large effect on the bottom line of an insurance company and can mean the difference in the overall success of the carrier. JB&R focuses on minimizing cost, increasing recoveries and providing accurate timely reporting. How we do this is by getting to know you and understanding your business.

Landlords

As the housing market in the United States continues to destroy the American Dream of home ownership, landlords are faced with an increasing demand for their facilities. However, with unemployment continuing to remain high for years to come, landlords cannot afford to house tenants who don’t pay their rent.

Law firms

Professional Services firms are facing tremendous accounts receivables issues. Some Managers of professional services firms have even stated that they feel lucky to collect half of what they bill to their clients. As the business market continues to decline, firms want to keep their clients. However, they are often conflicted because client centricity does not allow for the firm members to argue over payment of fees. Solutions are needed to mitigate the issues associated with clients not paying their bills, disputing their contracts, or even filing bankruptcy.

Manufacturers

Manufacturers are facing tremendous accounts receivables issues. As the business market continues to decline, companies want to keep their clients. However, they are often conflicted because client centricity does not allow for the company leaders to argue over payment of receivables. Solutions are needed to mitigate the issues associated with clients not paying their bills, disputing their contracts, or even filing bankruptcy. In addition, as every company continues to push costs down the line to every vendor they can, contract disputes are becoming a common method of declaring payment “not really due”.

Medical organizations

Medical organizations have traditionally suffered from unrecovered invoices. Many have solutions in place, but in recent years, they have relied on collection agencies for assistance and not collaborated on a legal process solution.

Publishing companies

Radio stations

Savings and loans

Taxing authorities

Every taxing authority is being asked to maximize tax recoveries, as every government budget continues to shrink. Solutions are needed to mitigate these risks in order to maintain the tax recoveries needed to successfully provide constituencies with services. Recovery of unpaid tax dollars creates immediate bottom-line health to the balance sheet.

TPA

Subrogation is often a niche for the Third Party Administrator. Often ignored or under-resourced, more and more carriers are realizing that subrogation provides an opportunity to shift the risk of claim loss to those responsible for the loss. This process creates a large effect on the bottom line of an insurance company and can mean the difference between overall success and failure of the carrier. TPAs are realizing this need.

Utility companies

Every utility company is being asked to maximize its recoveries as budgets continue to shrink. Solutions are needed to mitigate these risks in order to maintain the recoveries needed to successfully provide paying customers with services. Recovery of unpaid dollars creates immediate bottom-line health to the balance sheet.

Vending companies

Related Practices:

Collections – Retail

The collection staff are seasoned professionals who receive on-going training in all aspects of their jobs, especially compliance issues, and are organized into units based upon the type of debt to be collected. The staff is provided with access to the latest electronic tracing and asset information available, and uses advanced software to record all activities performed. The attorneys handling the collection legal process work closely with the collection staff to create a team effort and provide effective results.
Collections – Commercial

Collecting against companies can be very complex. Locating the company, determining its assets, and forcing a recovery through legal process requires special knowledge which the collection professionals and attorneys at JB&R possess.
Bankruptcy – Retail

JB&R bankruptcy attorneys have handled thousands of cases and are very familiar with the debtor’s attorneys and the court systems. Typically representing secured creditors in consumer cases, JB&R maintains a high rate of success in obtaining the client’s collateral.
Bankruptcy – Commercial

JB&R attorneys have substantial experience as bankruptcy trustee, attorney for bankruptcy trustee, attorney for creditor committee, and attorney for creditor. JB&R can effectively represent a secured creditor seeking its collateral to be returned; companies who are being pursued to pay back “preference” payments; and other creditor matters.
Insurance Subrogation – Property

JB&R can provide effective contingency fee representation on property subrogation matters, insured, and uninsured, for all amounts of losses. An efficient pre-suit collection process is used to identify claims that deserve litigation. In addition, JB&R can handle crime and fidelity claims, contribution and indemnity claims, commercial and personal bonds, surety claims, fire loss claims, and parental liability claims.
Insurance Subrogation – Auto

JB&R can provide effective contingency fee representation on auto subrogation matters, insured, and uninsured, for all amounts of losses. An efficient pre-suit collection process is used to identify claims that deserve litigation.
Insurance Subrogation – Arbitration

JB&R can provide effective prosecution and defense of property and auto subrogation claims through any arbitration program.
FDCPA Compliance Consulting

For organizations subject to the FDCPA, or organizations required to oversee networks of attorneys or collection agencies subject to FDCPA, JB&R can provide a detailed review and risk analysis of potential failure to comply, as well as provide potential solutions to those risks identified.
Replevin – Personal Property Recovery

JB&R handles legal process recovery of personal property which is loan collateral for a creditor. Because JB&R handles a large volume of such actions, it can provide a reasonable fee program for such services.
Evictions

JB&R handles the legal process for a landlord to recover possession of a leased or rented premises. Because JB&R handles a large volume of such actions, it can provide a reasonable fee program for such services.
Foreclosure

JB&R handles the legal process for a creditor with a mortgage on real estate as collateral for the debt.
Contract Litigation

For any organization or individual, JB&R can provide reasonable fees and costs for representation in cases of contract litigation. JB&R has experience in all levels of court systems, including appellate work.
Consumer Defense

For any creditor being sued by a consumer for violations of FDCPA, FCRA, TILA or other Federal or State statutes, JB&R has the expertise to provide effective representation at reasonable fees.